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Industry · Banking & Financial Services

Technology transformation for
Indonesia's financial sector.

From core banking modernisation to OJK-compliant API platforms, we deliver BFSI technology programmes with zero regulatory compromise.

What BFSI organisations face

Three challenges
we solve every day.

Legacy core banking limiting digital velocity

Monolithic CBS architectures prevent rapid digital product launches, slow down partner API integrations, and create operational risk during system changes.

Surround-system modernisation without CBS disruption, new digital rails built around your incumbent core.

OJK and Bank Indonesia compliance pressure

BI-FAST payment rail requirements, QRIS mandates, GPN network compliance, and OJK open banking API governance create constant regulatory delivery pressure.

Purpose-built OJK compliance frameworks and BI-FAST / QRIS integration, delivered with IBM API Connect.

Fraud and AML at scale

Transaction volumes are growing faster than rules-based fraud engines can adapt. Novel attack patterns require adaptive ML detection at sub-second latency.

Real-time ML fraud detection and AML analytics pipelines, 94% detection accuracy at enterprise scale.
What we deliver

12 BFSI capabilities
across four practices.

Core Banking Modernisation
API Management (IBM API Connect)
Fraud Detection (ML)
AML Analytics
OJK Compliance
BI-FAST / QRIS Integration
Open Banking Infrastructure
Observability (IBM Instana)
Wealth Management (additiv)
Data Platform (Qlik, FanRuan)
Cybersecurity (IBM Guardium)
SIEM (IBM QRadar)

Relevant case studies

Digital Banking · Platform Modernisation
OCBC Indonesia
Full rebuild of the customer onboarding platform from Java monolith to Go microservices with React
<2 min
Onboarding time
(from 5+ minutes)
6-10
Independent
microservices
Read case study →
Fintech · Fraud Detection
Indonesian Fintech (confidential)
Real-time ML fraud detection pipeline at enterprise scale on GCP
94%
Fraud detection accuracy
60%
Reduction in false positives
Read case study →

Technology partners for BFSI

IBM (Silver) Silver Business Partner, API Connect, Guardium, QRadar, Instana
Google Cloud Cloud Partner, AI, BigQuery, Vertex AI
Qlik Authorised Implementation Partner, BI & Analytics
FanRuan BI Platform Partner
additiv Wealth Management Implementation Partner
CockroachDB Certified Partner, Distributed SQL

Talk to our banking specialists.

Whether you're navigating OJK compliance, modernising your core banking layer, or building a fraud detection capability, we've delivered it before.

Talk to our banking specialists → View BFSI case studies